Liability Insurance

Liability insurance is designed to cover any industry that is liable to be sued for one reason or another. For example, a company who rents out jumping castles for children’s parties may be liable if it is proved that a faulty castle lead to a child being injured.

Or, a large shopping centre may take out property owner’s liability insurance in the event that a cracked footpath might lead to a trip-and-fall case with an injury. A person who conducts parties in others’ homes (such as kitchenware or lingerie) may need liability insurance if they are at risk of accidentally damaging something in the host’s house.

If you’re a retailer who sells a faulty product, then you could be liable – in this case, Product Liability Insurance is a necessity. There are many types of liability insurance, some are essential and some are compulsory – it is best to check with your insurance broker to see what you need, and what is best you have.

Coversure Hyde offers a wide range of liability insurance policies, depending on your needs and wants. What’s more, we offer free quotes so you can budget your policies to suit your business needs and plans.

Coversure Hyde also offer insurance policies you are not aware of, or policies that cover more than you think. For example, Tradesman Liability Insurance includes public and employers liability amongst others – so you need not shop around for several policies at several different insurers. So contact us today – you might be surprised!